Is it just a wrapper?

AI pricing directory — what 30 products charge, and what the inference behind them costs

30products
listed

Last reviewed 18 Sept 2026

Estimated markup over inference cost. Every figure is an estimate; every price is dated on its own page.
Jasper ProJasper AI · ProWriting$69$1.0864×
Wordtune PremiumWordtune (AI21 Labs) · UnlimitedWriting$19.99$0.4346×
Grammarly ProGrammarly · ProWriting$30$0.7540×
Rytr UnlimitedRytr · UnlimitedWriting$9$0.2536×
Midjourney StandardMidjourney · StandardImage$30$0.8436×
Intercom FinIntercom · Standalone, per resolutionSupport$297$9.5131×
QuillBot PremiumQuillBot (Learneo) · PremiumWriting$19.95$0.7726×
Copy.ai ChatCopy.ai · ChatWriting$29$1.2523×
ElevenLabs CreatorElevenLabs · CreatorAudio$22$1.5015×
ChatPDF PlusChatPDF · PlusResearch$19.99$1.3715×
Notion AINotion Labs · AI add-on (per member)Productivity$10$0.9011×
Chatbase HobbyChatbase · HobbySupport$40$6.436.2×
FreedFreed AI · CoreHealthcare$79$12.966.1×
Otter.ai ProOtter.ai · ProMeetings$16.99$3.285.2×
Gamma PlusGamma · PlusProductivity$12$2.904.1×
Perplexity ProPerplexity AI · ProSearch$20$5.253.8×
HeyGen CreatorHeyGen · CreatorVideo$29$7.913.7×
Fireflies.ai ProFireflies.ai · ProMeetings$18$5.063.6×
Suno ProSuno · ProAudio$8$2.633.0×
Descript CreatorDescript · CreatorVideo$35$12.522.8×
Monica ProMonica · ProAssistant$8.30$3.152.6×
Runway StandardRunway · StandardVideo$15$6.002.5×
HiggsfieldHiggsfield AI · StarterVideo$15$8.751.7×
Lovable ProLovable · ProCoding$25$18.001.4×
GitHub CopilotGitHub (Microsoft) · Pro (individual)Coding$10$10.260.97×below cost
CursorAnysphere · ProCoding$20$27.980.71×below cost
Adobe FireflyAdobe · Firefly StandardImage$9.99$14.000.71×below cost
ChatGPT PlusOpenAI · PlusAssistant$20$40.500.49×below cost
Claude ProAnthropic · ProAssistant$20$42.750.47×below cost
Google AI ProGoogle · AI ProAssistant$19.99$48.000.42×below cost

How to read this

The multiple is a price divided by an estimate, not a measurement. It never decides a verdict on its own. Midjourney Standard carries an estimated 36× markup and is rated fair; Monica Pro carries 2.6× and is rated wrapper. What separates them is what the price buys that is not the model — which is the whole subject of the methodology.

Missing a product, or think a number is wrong? Corrections are welcome and are published in full — seecorrections.